Bajaj Allianz Health Insurance: Benefits, Types, And Faqs

Bajaj Allianz Health Insurance is one of the leading insurance providers in India. It is known for its customised health insurance policies, excellent claim settlement ratio, top-quality services, quick claim settlements, easy policy renewals, and after-sales support.

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Benefits of purchasing Bajaj Allianz health insurance


Here are the broad benefits of buying Bajaj Allianz health insurance policies.


  • It facilitates cashless treatment at over 4,000 network hospitals and 1,200 diagnostic centres in India.
  • It settles cashless claims within an hour and provides 24/7 call assistance services.
  • It offers value-added services to its policyholders and helps them save up to 30% on medical expenses. These are discounts on OPD, wellness tests, radiology, pharmacy, pathologies, and others.
  • It provides extensive coverage benefits on different health insurance plans at affordable premiums.
  • It comes with sum insured restoration and lifetime renewability options.


Types of Bajaj Allianz health insurance plans


Bajaj Allianz Health Guard Policy

It comes in individual and family floater options and covers applicants between 3 months to 65 years Bajaj Allianz Health Insurance. The plan provides financial coverage against pre-and-post-hospitalisation expenses, daycare procedures, organ donor expenses, in-patient hospitalisation expenses, and ambulance charges. The sum insured option for silver and gold plans ranges from ₹1.5 lakh to ₹50 lakhs. It also offers convalescence benefits and free health check-ups upon completion of the policy period.

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Bajaj Allianz Extra Care Health Plan

The plan is available for those aged between 18 to 70 years with sum insured options of ₹10 lakh, ₹12 lakh, and ₹15 lakh. It covers hospitalisation expenses and emergency ambulance charges and facilitates treatment in 3,300+ network hospitals across India. An insured can also avail of tax benefits under section 80D of the Income Tax Act for premiums paid for the policy. It comes with a free lock-in period of 15 days and a grace period of 30 days.


Bajaj Allianz’s Critical Illness Health Insurance Plan

It offers comprehensive coverage to applicants aged 6 to 65. It covers ten critical illnesses, including major kidney failure, organ transplant, first heart attack, primary pulmonary, coronary artery bypass surgery, and aorta graft surgery. The plan offers a lifetime renewal option and has an in-house health administration team. The sum insured ranges from ₹1 lakh to ₹50 lakhs.


Bajaj Allianz’s Silver Health Insurance Plan

It is a uniquely designed plan for senior citizens between 46 years to 70 years. The plan covers hospitalisation charges, pre-and-post-hospitalisation expenses, ambulance charges, 130 daycare procedures, pre-existing illnesses, and cataract surgery. It offers tax benefits, cashless and reimbursement benefits, lifetime renewability, and co-payment waiver benefits. The plan is available from a sum insured of ₹50,000 and provides a cumulative bonus and family discount of 5%.




  • How to pay Bajaj Allianz health Insurance premiums?

The premium can be paid in three ways:

  • ECS
  • Cash or cheque
  • Online payment using a debit card, credit card, or net banking.
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  • How to locate Bajaj Allianz network hospital in your area?

Visit Bajaj Allianz’s official website or Manipal Cigna health insurance and click the ‘health insurance’ tab. Then, find the ‘network hospitals’ option to see the list of nearest hospitals with Bajaj Allianz tie-ups.


  • How to renew the Bajaj Allianz health insurance plan online?

You just need to log on to Bajaj Allianz’s e-portal using your username and password. Select the policy that you want to renew and pay the renewal fee. You can print out the renewal or payment slip for future use.


In conclusion


A health insurance plan can provide much-needed protection during medical emergencies. There are many insurers such as Bajaj Allianz and Manipal Cigna health insurance which promise policyholders the best medical treatment with their budget-friendly policies.

Bajaj Allianz health insurance Policy provides you a dedicated health care service and covers the medical expenses of treatment of illness or injury not covered under any other form of cover like Dental, eye treatment, physiotherapy, cosmetic surgery etc. Allianz Health Insurance also offers you extended coverage for most mental conditions like depression, anxiety and stress as per the Munich Re guidelines.


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